Wealth Management Services
Effective management of financial affairs requires extensive knowledge, organization, and constant vigilance. Our firm provides a complete range of consulting and advisory services to help with the complexities of wealth management. We truly care about our clients and strive to form lasting relationships with each of them – providing beneficial information, access to a wealth of resources, and a proactive stance in serving each client’s needs.
Your Trusted Partner
Since 1998, Farmand Investment Services, Inc., our investment advisory unit, has focused on adding value for our existing tax clients through the provision of comprehensive wealth management services. These services, available exclusively to our existing tax clients, incorporate portfolio management and financial planning, both of which consider the tax implications for our clients on an individual basis. Although our firm serves a diverse base of clients, we have expertise in advising the following types of clients:
• Physicians, Dentists, Attorneys, and other professional
• Small businesses
• High net worth individuals
As a client of Farmand Investment Services, Inc., our investment advisory unit, you will benefit from our close advisory partnership with Charles Schwab, the largest custodian for investment advisors. In partnership with Charles Schwab, our team of Certified Public Accountants and Registered Investment Advisors provides independent and objective investment advice. Furthermore, we base our wealth management compensation strictly on a percentage of assets in order to better align our interests with yours.
Today, it is important to have an investment advisor who can provide professional and focused advice that considers the effects and implications of all financial situations. Our principal Registered Investment Advisor brings more than 30 years of financial management experience to our clients, and every senior member of our firm has earned the Certified Public Accountant credential. As a result, our firm is amply prepared to provide you with a comprehensive set of wealth management services.
Investment Philosophy
Each client requires a unique set of goals regarding wealth management. To help you realize these goals, we take the time to learn about your specific financial objectives and risk tolerance. In addition, we continuously monitor your assets in order to adapt to the financial markets and your changing goals and objectives.
Once we formulate a portfolio agreement and financial plan with you, our advisors will implement your strategies using a conservative investment approach focused on diversification and a sensible level of risk. Based on your unique investment goals, we will use a combination of equity and fixed income securities to achieve an optimal mix across various asset classes.
Our Wealth Management Services
In implementing your unique financial goals and objectives, we use a variety of wealth management services. Whether you require capital preservation or appreciation, our comprehensive approach includes the following services:
Investment Consulting
Financial Planning
• Investment Management
• Tax Planning
• Cash Flow Management
Retirement Planning
• Various Retirement Accounts (i.e., Traditional and Roth IRAs)
• Qualified Plans (i.e., Profit Sharing, Pension Plans)
Estate Planning
• Revocable & Irrevocable Trusts
Business Succession Planning
Charitable Giving
Let’s Talk
We invite you to contact us should you have an interest in our wealth management services. Our principal Registered Investment Advisor will be happy to meet with you to discuss taking the next step toward achieving your financial goals. To speak with our principal Registered Investment Advisor for a free consultation, please call 904-396-6838 or email mike@farmandcpa.com.
Market Commentary
EDITOR’S NOTE: Welcome to the online edition of our Quarterly Investment Update – a publication whose purpose is to help you have a healthier financial life, above and beyond your investments. While no one can control investment returns, we all have power over our financial choices. Some of the financial decisions we make can affect our financial stability, comfort level and flexibility and this quarterly update should help you make informed choices about your financial life. This letter is generally published on a quarterly basis and is part of the services offered by Farmand Investment Services, Inc., a registered investment advisory firm in the State of Florida that provides comprehensive wealth management services to individuals, families, trusts and small businesses. If there is a specific topic you would like to discuss or if you would like more information about our services, please contact Mike Farmand, CPA, RIA directly at mike@farmandcpa.com. Please find archived copies of our most recent updates below:
